but I sometimes wonder about your long-term aims, although I also think that you have the intelligence to not be ofended by this post and understand the point that I am endeavouring to make
When I was younger, I was a fan of income. Now i see that really financial weath is made up of the income and capital parts combined. To make more wealth, there is some degree of juggling. Farming allows, to an extent, to efficiently decide on April 5th if I have more income of capital that year. I suppose my post really says that long-term planning can be deceptive, and that really the long-term is a lot of short-terms all joined together, and long-term planning is pretty much impossible. Hope that makes some sense.
Given that, as someone with assets I will have to pay for my long-term care costs (at todays political thinking) and these are c£700 a week, I expect I will need the income when I am an old codger.
I picked her out whilst stil at school and have never regretted it
Same here. 1st girlfriend, mine.
Thing is, I think some people are more / less suited to be in the house with the kids and cooker. And you dont find that out until long after the littles are born. I wont have a childminder. My children need consistency, and a full-time nanny for the next 9 years is a reasonable compromise given my wife wants a career. In France, they would be in full-time nursery / chilcare from about 1. Its a cultural thing, and I dont think it does serious harm to the children, but does give a different parent/child relationship. Different, not worse.
Not for print please.