Budgeting in a lean year to protect a business and help it emerge ready for better times is an essential skill for arable producers right now. So what do they need to consider? According to Allan Wilkinson, head of agriculture at HSBC, the key to budgeting during difficult times is having an open dialogue with financial advisers. “There’s no question that we’re not going to support farmers through this – it’s part of the business cycle and we are here […]